Banking & lending
Banking & lending software Oceanlab has designed and shipped, from clickable AI prototype to production.
15 case studies
All case studies
Keelstone - Core Banking Back-Office Console with Maker-Checker
Designed and built a clickable back-office console for a Singapore bank's deposit operations: holds and blocks, limit changes, fee waivers, payment repairs and end-of-day, with every money-moving change going through maker-checker approval.
Keystep - Digital Bank Onboarding with ID, Liveness and Risk-Based Review
An onboarding platform for an Irish digital bank: applicants open a EUR current account from their phone with ID and selfie liveness checks, and a staff console lets onboarding and financial crime teams review the cases the rules cannot decide, through to an issued Irish IBAN.
Lastro - Credit Scoring Engine with Explainable Decisions
A credit scoring engine for Ipê Crédito, a fictional Brazilian digital lender, that combines Cadastro Positivo bureau data, Open Finance account data and Pix patterns into one score, returns reason codes with every decision and keeps the model governance evidence risk, compliance and credit teams need.
Lendwell - SME Loan Origination from Application to Funded
A loan origination platform for Harbour Capital, a UK digital lender offering £25,000 to £500,000 term loans to small businesses - one workspace for applications, KYB and KYC, open banking and bureau data, underwriting, credit committee, offers and funding.
Tarang - Instant Personal Loan App and Lending Operations Console
Designed a personal loan app and operations console for an RBI-registered NBFC: borrowers apply, complete KYC, share bank data, sign the Key Fact Statement and receive funds in minutes, while credit, KYC and operations teams review referred applications against a versioned rule set.
Mooring - Collections and Recovery Platform with Built-In Contact Guardrails
Designed and built a clickable collections and recovery platform for a US online lender of personal installment loans: work queues by delinquency bucket, a collector workspace that enforces call caps and contact windows on screen, settlements with approval limits, and a recovery book for charged-off accounts and agency placements.
Quartet - Buy Now, Pay Later Platform with an Ops Console for Credit, Risk and Hardship
Designed and built a clickable ops console for an Australian buy now, pay later lender that splits online purchases of AUD 50 to AUD 3,000 into 4 or 8 fortnightly instalments: the health of the book, customer records, the fraud and referral queue and hardship cases with their regulatory deadlines.
Lintel - Residential Mortgage Portal with Stress-Tested Underwriting
Designed a residential mortgage portal for a Canadian trust company's borrowers, brokers and staff, and built a clickable staff workspace: deal pipeline, deal detail, an underwriting workbench that runs the stress test and checks lending authority, and a conditions desk that tracks every condition against the closing date.
Falaj - Multi-Bank Treasury and Cash Management Platform with Dual Authorisation
Designed and built a clickable treasury platform for a Dubai-headquartered group with companies in the UAE, Saudi Arabia and India: one daily cash position across 11 banks in AED, a rolling 13-week forecast, and outgoing payments that go through dual authorisation before they are released to the bank.
Tidemark - Fraud Detection and APP Scam Reimbursement Dashboard
Designed and built a clickable fraud operations workspace for a UK building society: scored payment alerts with hold deadlines, the scam conversation with the member, and APP scam reimbursement claims tracked against their business-day deadline.
Lotse - Open Banking Aggregator Operations Console
Designed and built a clickable operations console for a Hamburg account information service provider that connects fintechs to German bank accounts under PSD2: bank connector health, incidents, and every consent from grant to the 180-day re-authentication.
Weaver - Relationship Manager 360 Workspace
Designed and built a clickable relationship workspace for a South African bank's business and private relationship managers: every client's accounts, cards, loans, facilities, FX and investments on one screen, with alerts, next best actions and the opportunity pipeline that tell an RM what needs doing today.
Pasje - Card Issuing and Card Controls Ops Console
Designed and built a clickable ops console for an Amsterdam fintech's Visa debit cards: find any card, see why an authorisation was declined, freeze, block or replace a card, and work the dispute queue against scheme deadlines - without staff ever seeing a full card number.
Sampan - KYC Refresh Platform for Periodic and Trigger Reviews
Designed and built a clickable KYC refresh platform for a Hong Kong bank's existing customers: periodic reviews by risk tier, reviews opened by trigger events, pre-filled case files that show what changed, risk re-rating and a fair, documented ladder for customers who do not respond.
Njia - Branch & ATM Analytics with Cash Forecasting and CIT Planning
Designed and built a clickable analytics console for a Kenyan bank's branch, ATM and agent network: footfall, queue waits against the service charter, ATM uptime by cause, 14-day cash forecasts and cash-in-transit orders with two-person approval.
Industries in this sector: Finance
Enterprise Software Engineering - Human + AI
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© 2026 - Copyright. All Rights reserved Oceanlab
Location
Global Headquarters
21 Merchant Road, 3rd Floor, Singapore 058267
Main corporate office and leadership operations
North America Office
548 Market Street, PMB 12345, San Francisco, CA 94104
Client operations and business development
India Office
402 Shivalik Shilp II, SG Highway, Ahmedabad 380015
Engineering and delivery center
Enterprise Software Engineering - Human + AI
Contact Us
Locations
Global Headquarters
21 Merchant Road, 3rd Floor, Singapore 058267
Main corporate office and leadership operations
North America Office
548 Market Street, PMB 12345, San Francisco, CA 94104
Client operations and business development
India Office
402 Shivalik Shilp II, SG Highway, Ahmedabad 380015
Engineering and delivery center
© 2026 - Copyright. All Rights reserved Oceanlab