INDUSTRY

Insurance

Policy, claims and underwriting platforms for insurers, MGAs and brokers, with AI built into daily operations and audit trails regulators expect.

8 case studies

Compliance & Certifications

SOC 2 Type IIHIPAA-alignedGDPRISO 27001FCA ICOBS 8FCA Consumer DutyFCA FG21/1CIDRA 2012Insurance Act 2015UK GDPR Article 22Data (Use and Access) Act 2025EU AI ActFCA DISPISA / VAG and AVOVVG / LCArevFADP / nDSGEmbargo Act (SECO sanctions)Federal stamp dutyNatural hazard uniform tariffCantonal building insuranceCodice delle Assicurazioni PrivateIVASS Regulation 40/2018IVASS Regulation 41/2018EU IPIDSEPA Core Direct DebitItalian Privacy CodeFinancial Services Act 2013BNM Fair Treatment of Financial ConsumersBNM Product Transparency and DisclosureBNM e-KYCAMLA 2001PDPA 2010Road Transport Act 1987Electronic Commerce Act 2006Form CP58 (Income Tax Act 1967)CoFI Act 2022Insurance (Prudential Supervision) Act 2010Contracts of Insurance Act 2024Fair Trading Act 1986Natural Hazards Insurance Act 2023Privacy Act 2020Fair Insurance CodeWCAG 2.2 AAInsurance Law 40/2014 and UU P2SKPOJK 22/2023UU PDPUU ITE and PP 71/2019Language Law 24/2009AML Law 8/2010DSN-MUI sharia fatwasCooperative Health Insurance LawCHI Unified Health Insurance PolicyNPHIES (HL7 FHIR)ICD-10-AM and SBS codingSCFHS clinician registrationPDPL

Insurance·🇺🇸United States

Building Pylon - AI-Native Insurance Operations from Prototype to Production

Replaced fragmented policy spreadsheets and disconnected claims tools with a unified AI-driven workspace, designed and shipped in 8 weeks via clickable AI prototype.

InsurTechAISaaSEnterprise

Insurance·🇬🇧United Kingdom

Kittiwake - AI Claims Intake with a Person Behind Every Decision

Designed and built a clickable claims intake console for a UK motor and home insurer: AI reads the customer's story and photos, extracts the facts, drafts a damage estimate and suggests a triage route with its reasons, while a named person confirms cover, routes the claim and makes every call that could go against the customer.

InsurTechAIEnterprise

Insurance·🇨🇭Switzerland

Gratwerk - Commercial Underwriting Workbench from Broker Submission to Quote

Designed and built a clickable underwriting workbench for a Bern-based insurer writing commercial property and liability through brokers: a submission inbox with extraction already done, an underwriter queue with the quote SLA, a submission file enriched with hazard, building and company data, and a workbench that rates the risk, checks every referral rule and shows who may quote.

InsurTechEnterpriseAI

Insurance·🇮🇹Italy

Ormeggio - Policy Administration for Italian Motor and Home Insurance

Designed and built a clickable policy administration console for an Italian motor and home insurer: every policy with its versions, coverages, taxes and bonus-malus class, and an endorsement workbench that works out the pro-rata premium per coverage and checks the approver's authority before a change goes through.

InsurTechEnterprise

Insurance·🇲🇾Malaysia

Kemudi - Broker and Agent Portal for Quotes, Applications and Commission

Designed and built a clickable portal for the agents and brokers of a Malaysian insurance group with a life and a general insurer: a daily to-do list, quick quotes gated by the agent's licence, every case from quote to issued policy, application tracking through underwriting requirements, and commission statements with clawbacks shown before they happen.

InsurTechEnterprise

Insurance·🇳🇿New Zealand

Tussock - Customer Self-Service App for Home, Contents, Car and Travel Insurance

Designed and built a clickable self-service app for a New Zealand personal lines insurer: every policy on one home screen, cover in standard or plain language, renewals that explain each reason for a price change, claims with Natural Hazards Commission steps on the timeline, and payments with failed instalments fixed in a tap.

InsurTechMobile

Insurance·🇮🇩Indonesia

Serambi - Embedded Insurance Platform for Micro-Insurance Inside Partner Checkouts

Designed an embedded insurance platform for a Jakarta insurtech broker that places device, parcel, flight delay, personal accident and driver income cover inside partner checkouts, and built its clickable ops console: partners, policy search with the customer's consent record, and a claims queue that checks authority, payee name and screening before any payout.

InsurTechFinTechEnterprise

Insurance·🇸🇦Saudi Arabia

Qistas - Health Claims Adjudication with an Explanation on Every Line

Designed and built a clickable claims adjudication platform for a Saudi cooperative health insurer: claims arrive through NPHIES, from member reimbursements or on paper, a rules engine decides each line with a trace and a provider explanation in Arabic and English, and only uncertain lines reach a medical reviewer.

InsurTechHealthcareEnterprise

Industries in this sector: Finance

Enterprise Software Engineering - Human + AI

vanshpatel@oceanlab.in

Languages

Location

Global Headquarters

21 Merchant Road, 3rd Floor, Singapore 058267

Main corporate office and leadership operations

North America Office

548 Market Street, PMB 12345, San Francisco, CA 94104

Client operations and business development

India Office

402 Shivalik Shilp II, SG Highway, Ahmedabad 380015

Engineering and delivery center

Oceanlab