Payments
Payments software Oceanlab has designed and shipped, from clickable AI prototype to production.
9 case studies
All case studies
Gantry - Merchant Onboarding and KYB Platform with Four-Eyes Underwriting
Designed and built a clickable merchant onboarding and KYB console for a CBN-licensed payment gateway in Lagos: an applications queue, a case review that checks CAC, BVN, NIN, liveness and the settlement account name in one place, an underwriting workbench with an explainable risk score, limits and rolling reserves, and four-eyes approvals bound to each approver's mandate.
Cenote - Merchant Dashboard for a Mexican Payment Gateway
Designed and built a clickable merchant dashboard for a Mexican online payment gateway that takes cards with meses sin intereses, SPEI transfers and OXXO cash vouchers in MXN: every payment from authorisation to settlement, declines in plain language, refunds with approval limits, chargebacks sorted by deadline and payouts that break down to the last fee.
Contrepoint - Three-Way Reconciliation Engine for Orders, PSP Payouts and Bank Lines
Designed and built a clickable reconciliation engine for a Lyon-based marketplace group paid through Adyen, Stripe, PayPal and SEPA: it matches orders to PSP transactions, payouts and bank statement lines, explains every suggestion, turns what is left into a worked exceptions queue and traces each match to the journal entries it posts.
Hatid - Remittance App and Ops Console for Sending Money Home to the Philippines
Designed and built a clickable ops console for a Manila remittance company paying out PHP to the families of overseas Filipino workers: a live view of today's flows across 4 corridors, a transfers monitor with SLA timers, a full transfer record, compliance holds with a tipping-off check, and FX margins priced per corridor, payout method and amount band.
Tsumugi - Subscription Billing with Qualified Invoices and Furikomi Matching
Designed and built a clickable billing platform for a Tokyo SaaS company that sells shift scheduling and attendance software to Japanese businesses: invoice runs by each customer's closing date, qualified invoices with tax rounded once per rate, bank transfer matching on half-width katakana payer names, and dunning by payment method.
Kwitek - KSeF Invoicing, Collections and Cash Matching Platform
Designed and built a clickable invoicing and receivables platform for a Gdańsk wholesale distributor of heating and plumbing supplies: invoices issued through KSeF, a receivables dashboard with ageing, a collections worklist driven by a dunning cadence, and a matching workbench that pairs bank receipts, including split payments, with the invoices they pay.
Rastro - Corporate Cards and Spend Management with IVA-Ready Receipts
Designed and built a clickable spend-management platform for a Valencia fintech that gives Spanish SMEs company cards: budgets and card controls checked at authorisation, every transaction matched to its receipt, IVA marked recoverable or not from the invoice type, and a keyboard-driven review queue that turns card spend into bookable entries.
Rimtang - Phone-as-Till QR and Tap-to-Pay App with an Operations Console
Designed a phone-as-till payments product for a Thai bank-owned payment service provider and its street merchants - dynamic Thai QR, tap to pay on the phone and cash - and built a clickable operations console where staff watch payments, match late QR confirmations by hand and approve the daily settlement run.
Parley - Chargeback Manager with One Dispute Desk Across Every PSP
Designed and built a clickable chargeback manager for a US merchant group with four online brands on Stripe, Adyen and Braintree: one inbox for every dispute with deadline countdowns, evidence gathered per reason code, a fight or accept recommendation with its reasons, pre-dispute alerts and dispute ratios tracked against network thresholds.
Industries in this sector: Finance
Enterprise Software Engineering - Human + AI
Contact Us
© 2026 - Copyright. All Rights reserved Oceanlab
Location
Global Headquarters
21 Merchant Road, 3rd Floor, Singapore 058267
Main corporate office and leadership operations
North America Office
548 Market Street, PMB 12345, San Francisco, CA 94104
Client operations and business development
India Office
402 Shivalik Shilp II, SG Highway, Ahmedabad 380015
Engineering and delivery center
Enterprise Software Engineering - Human + AI
Contact Us
Locations
Global Headquarters
21 Merchant Road, 3rd Floor, Singapore 058267
Main corporate office and leadership operations
North America Office
548 Market Street, PMB 12345, San Francisco, CA 94104
Client operations and business development
India Office
402 Shivalik Shilp II, SG Highway, Ahmedabad 380015
Engineering and delivery center
© 2026 - Copyright. All Rights reserved Oceanlab