Payments pricing, vendors side by side
What a card payment costs at Stripe and Paddle, read off each vendor's own pricing page. Enter your volume and average payment to compare.
Price one workload across every payments vendor
Starts at 1,000 card payments of $50 a month. Change the numbers and the table re-sorts, cheapest first.
| Vendor | Estimated month | Cheapest listed option | What is not priced | Source |
|---|---|---|---|---|
| Stripe | $1,750 | Standard: Domestic card payment | Sourcechecked 2026-10-25 | |
| Paddle | $3,000 | Pay-as-you-go: Checkout transaction (all-inclusive MoR fee) | Sourcechecked 2026-10-25 |
List prices in USD before tax and discounts. Each vendor is priced on its cheapest plan that lists a rate for every line, and the vendor's own region and tier assumptions apply (see each vendor page). "From" means some lines have no listed price, so the real bill is higher.
The rates behind the estimate
The published rate for each line of the workload, with the free or included amount. Each row links to the vendor's own pricing page.
How to choose payments on price
Know what the fee covers
Average payment size matters
Surcharges stack
Payments pricing questions
Which payments vendor is cheapest?
For 1,000 card payments of $50 a month, Stripe comes out lowest at about $1,750 a month on list prices, and Paddle highest at about $3,000, checked 2026-10-25. A different workload can change the order, so enter your own numbers in the estimator.
How is the estimate worked out?
Each vendor is priced on its cheapest plan that lists a rate for every line of the workload: the plan fee plus each usage line, after any free or included amount. A plan's monthly minimum counts as a floor. Volume tiers are applied in order. Taxes, discounts and committed-use deals are left out.
How current are these prices?
Every rate was read off the vendor's own pricing page on 2026-10-25 and links to it. Prices change often: check the vendor's page before you commit, and tell us if a number here is out of date.
Vendor pages and other categories
Choosing a stack for a real product? OceanLab engineers can join your team to build and run it. Embedded engineers →