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Pricing compared

Banking data API pricing, vendors side by side

What bank account data APIs publish about their prices. Some list per-call rates, some only list plans. Each row links to the vendor's own page.

2
Vendors
1
With published rates
$750.00
Lowest at the default workload
2026-10-25
Prices checked
Estimator

Price one workload across every banking data API vendor

Starts at 500 verified bank accounts a month. Change the numbers and the table re-sorts, cheapest first.

Estimated monthly cost of the workload at each vendor, cheapest first
VendorEstimated monthCheapest listed optionWhat is not pricedSource
Teller$750.00Developer: Verify (verified ACH account and routing numbers)Sourcechecked 2026-10-25
PlaidCheck the vendor's pageNo published rate for this workloadSourcechecked 2026-10-25

List prices in USD before tax and discounts. Each vendor is priced on its cheapest plan that lists a rate for every line, and the vendor's own region and tier assumptions apply (see each vendor page). "From" means some lines have no listed price, so the real bill is higher.

Rates

The rates behind the estimate

The published rate for each line of the workload, with the free or included amount. Each row links to the vendor's own pricing page.

Banking data API rates by vendor in USD
VendorRateFree or includedPlanSource
PlaidNo usage rate published on the pricing page. Plans: Pay as You Go (not published), Growth (not published), Custom (not published).Sourcechecked 2026-10-25
TellerVerify (verified ACH account and routing numbers)$1.50 per accountNoneAllSourcechecked 2026-10-25
How to choose

How to choose banking data API on price

Ask for the product price list

Banking data vendors often price per product: verification, balance, transactions, identity. Get each one you need.

Check how calls are counted

Some products bill per call, some per connected account a month. That changes the bill for apps that refresh often.

Commitments lower rates

Plans with a 12-month commitment usually come with lower rates. Compare month to month first.
FAQ

Banking data API pricing questions

Which banking data API vendor is cheapest?

Only Teller publishes enough rates to price 500 verified bank accounts a month: about $750.00 a month on list prices, checked 2026-10-25. The others need a quote.

How is the estimate worked out?

Each vendor is priced on its cheapest plan that lists a rate for every line of the workload: the plan fee plus each usage line, after any free or included amount. A plan's monthly minimum counts as a floor. Volume tiers are applied in order. Taxes, discounts and committed-use deals are left out.

Why are some vendors missing a price?

Plaid does not publish a rate for this workload on the pricing page, so the table says so instead of guessing.

How current are these prices?

Every rate was read off the vendor's own pricing page on 2026-10-25 and links to it. Prices change often: check the vendor's page before you commit, and tell us if a number here is out of date.

Related

Vendor pages and other categories

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