Banking data API pricing, vendors side by side
What bank account data APIs publish about their prices. Some list per-call rates, some only list plans. Each row links to the vendor's own page.
Price one workload across every banking data API vendor
Starts at 500 verified bank accounts a month. Change the numbers and the table re-sorts, cheapest first.
| Vendor | Estimated month | Cheapest listed option | What is not priced | Source |
|---|---|---|---|---|
| Teller | $750.00 | Developer: Verify (verified ACH account and routing numbers) | Sourcechecked 2026-10-25 | |
| Plaid | Check the vendor's page | No published rate for this workload | Sourcechecked 2026-10-25 |
List prices in USD before tax and discounts. Each vendor is priced on its cheapest plan that lists a rate for every line, and the vendor's own region and tier assumptions apply (see each vendor page). "From" means some lines have no listed price, so the real bill is higher.
The rates behind the estimate
The published rate for each line of the workload, with the free or included amount. Each row links to the vendor's own pricing page.
| Vendor | Rate | Free or included | Plan | Source |
|---|---|---|---|---|
| Plaid | No usage rate published on the pricing page. Plans: Pay as You Go (not published), Growth (not published), Custom (not published). | Sourcechecked 2026-10-25 | ||
| Teller | Verify (verified ACH account and routing numbers)$1.50 per account | None | All | Sourcechecked 2026-10-25 |
How to choose banking data API on price
Ask for the product price list
Check how calls are counted
Commitments lower rates
Banking data API pricing questions
Which banking data API vendor is cheapest?
Only Teller publishes enough rates to price 500 verified bank accounts a month: about $750.00 a month on list prices, checked 2026-10-25. The others need a quote.
How is the estimate worked out?
Each vendor is priced on its cheapest plan that lists a rate for every line of the workload: the plan fee plus each usage line, after any free or included amount. A plan's monthly minimum counts as a floor. Volume tiers are applied in order. Taxes, discounts and committed-use deals are left out.
Why are some vendors missing a price?
Plaid does not publish a rate for this workload on the pricing page, so the table says so instead of guessing.
How current are these prices?
Every rate was read off the vendor's own pricing page on 2026-10-25 and links to it. Prices change often: check the vendor's page before you commit, and tell us if a number here is out of date.
Vendor pages and other categories
Choosing a stack for a real product? OceanLab engineers can join your team to build and run it. Embedded engineers →