Stripe pricing, checked at the source
Stripe's US list prices for card payments and the add-ons around them, read off Stripe's own pricing pages, with a link and date on every row.
Stripe plans
Monthly prices in USD, billed monthly unless the row says otherwise. Each row links to Stripe's pricing page.
| Plan | Per month | What it includes | Source |
|---|---|---|---|
| Standard | $0 | Pay-as-you-go. No setup fees, monthly fees, or hidden fees. | Sourcechecked 2026-10-25 |
| Custom | Not published | Custom package for large volume or unique business models. | Sourcechecked 2026-10-25 |
| Billing (annual subscription) | $620 | Billing plan on a 1-year contract, volume-tiered. Starting price. | Sourcechecked 2026-10-25 |
| Tax Complete | $90 | Threshold monitoring, registrations, calculations and filings. Starting price, 1-year contract. | Sourcechecked 2026-10-25 |
Stripe usage rates
What each unit costs, what is free or included, and which plan the rate is on. Every row shows its source and the day we checked it.
| What you pay for | Rate | Free or included | Plan | Notes | Source |
|---|---|---|---|---|---|
| Domestic card payment | 2.9% + $0.30 per transaction | None | All | Sourcechecked 2026-10-25 | |
| International card surcharge | 1.5% per transaction | None | All | Added on top of the domestic rate. | Sourcechecked 2026-10-25 |
| Currency conversion surcharge | 1% per transaction | None | All | Added when currency conversion is required. | Sourcechecked 2026-10-25 |
| Manually entered card surcharge | 0.5% per transaction | None | All | Sourcechecked 2026-10-25 | |
| ACH Direct Debit | 0.8% per transaction | None | All | Capped at $5.00 per transaction. | Sourcechecked 2026-10-25 |
| Stripe Billing, pay as you go | 0.7% per transaction | None | All | Percent of Billing volume, on and off Stripe. Excludes one-off invoices. | Sourcechecked 2026-10-25 |
| Stripe Tax Basic, no-code integration | 0.5% per transaction | None | All | Only where you are registered to collect taxes. | Sourcechecked 2026-10-25 |
| Stripe Tax Basic, API integration | $0.50 per transaction | None | All | Only where you are registered to collect taxes. | Sourcechecked 2026-10-25 |
| Dispute received fee | $15 per dispute | None | All | Sourcechecked 2026-10-25 | |
| Identity: ID document and selfie verification | $1.50 per verification | None | All | First 50 verifications free (one-time, not monthly). Charged when a user completes verification. | Sourcechecked 2026-10-25 |
| Identity: ID number lookup (US SSN only) | $0.50 per lookup | None | All | Sourcechecked 2026-10-25 |
Estimate your Stripe bill
Pick a plan and enter your monthly usage. The total updates as you type.
Estimated month
$2,500
Standard: plan fee $0.00
| Usage | Amount a month | Cost |
|---|---|---|
| 2.9% + $0.30 per transaction | Priced per transaction | $1,750 |
| 1.5% per transaction | Priced per transaction | $0.00 |
| 1% per transaction | Priced per transaction | $0.00 |
| 0.5% per transaction | Priced per transaction | $0.00 |
| 0.8% per transaction | Priced per transaction | $0.00 |
| 0.7% per transaction | Priced per transaction | $0.00 |
| 0.5% per transaction | Priced per transaction | $0.00 |
| $0.50 per transaction | Priced per transaction | $0.00 |
| $15 per dispute | Priced per dispute | $0.00 |
| $1.50 per verification | Priced per verification | $750.00 |
| $0.50 per lookup | Priced per lookup | $0.00 |
List prices in USD before tax, from Stripe's pricing page checked 2026-10-25. Stripe's US pricing page, USD, standard pay-as-you-go rates. Custom and interchange-plus pricing are not covered.
How the bill is worked out
No monthly fee
Surcharges stack
Identity free start
Disputes
Assumptions
Stripe's US pricing page, USD, standard pay-as-you-go rates. Custom and interchange-plus pricing are not covered.
Not confirmed, so left out
- Whether Stripe Identity's first 50 free verifications are a one-time or monthly allowance.
Stripe pricing questions
How much does Stripe cost?
Standard has no monthly fee: Pay-as-you-go. No setup fees, monthly fees, or hidden fees. The lowest paid plan listed is Tax Complete at $90 a month. Usage rates include domestic card payment at 2.9% + $0.30 per transaction and identity: ID document and selfie verification at $1.50 per verification. All checked on 2026-10-25.
What is not on Stripe's pricing page?
We could not confirm these on 2026-10-25, so the page shows no number for them: Whether Stripe Identity's first 50 free verifications are a one-time or monthly allowance.
Where do these prices come from?
From Stripe's own pricing pages, starting at https://stripe.com/pricing, checked on 2026-10-25. Every row links to the page it came from. Stripe's US pricing page, USD, standard pay-as-you-go rates. Custom and interchange-plus pricing are not covered.
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