Quincho - Creator Membership Platform with Payments and Payouts in Pesos

Studio home, posts with a quick view panel, members, member detail and payouts with a payout detail panel. Each of the 26 demo members opens their own detail page.

Every payout breaks down gross, the 8% platform fee, processing at cost, refunds and chargebacks, withholding and net. The schedule states the CLP 20,000 minimum and the 14-day hold for new creators.

A declined renewal moves the member into a grace period with up to 3 attempts over 7 days. The studio home counts failed renewals that may still recover, and each member shows which retry is next.

26 members across 3 tiers and 6 countries, 17 posts across published, scheduled, draft and removed, and 11 monthly payouts including one failed transfer.

Members Are Consumers

Under Law 19.496, enforced by SERNAC, members must see the full price, renewal date and cancellation terms before paying, get a receipt for every charge and be able to cancel in the same channel they subscribed. Missed email cancellations were exactly what had led to complaints.

Personal Data, Under a New Regime

Law 21.719 substantially amends Law 19.628 and creates a new data protection agency. Quincho is designed for it now: a lawful basis per purpose, rights requests with deadlines, and care with sensitive data such as which creators a member pays for.

Money In, Money Out

Creators receive money, so each one is identity checked, screened against sanctions lists and paid only to a bank account in their own name. Charges disputed under Law 20.009 come back as chargebacks that payouts must net off with fees and refunds, and the IVA and boleta de honorarios treatment is still to be confirmed with a tax adviser.

Content That Can Be Taken Down

Chile's Law 17.336, as amended by Law 20.435, ties removal by hosting providers to a court order, while many rights holders send DMCA-style notices. Quincho runs a voluntary notice-and-takedown process on top, and creators need to see what was removed and why.