{"head":{"title":"Stripe Pricing: Card Fees, Billing, Tax, Identity | OceanLab","description":"Stripe US prices for card payments, international and currency surcharges, ACH, Billing, Tax, disputes and Identity, read off Stripe's own pages.","canonical":"https://oceanlab.in/pricing/stripe"},"asOf":"2026-10-25","vendor":{"id":"stripe","name":"Stripe","product":"Stripe payments","categories":["payments","kyc-identity"],"source":"https://stripe.com/pricing","checkedAt":"2026-10-25","assumptions":"Stripe's US pricing page, USD, standard pay-as-you-go rates. Custom and interchange-plus pricing are not covered.","plans":[{"id":"standard","name":"Standard","monthly":0,"summary":"Pay-as-you-go. No setup fees, monthly fees, or hidden fees.","source":"https://stripe.com/pricing"},{"id":"custom","name":"Custom","monthly":null,"summary":"Custom package for large volume or unique business models.","source":"https://stripe.com/pricing"},{"id":"billing-annual","name":"Billing (annual subscription)","monthly":620,"summary":"Billing plan on a 1-year contract, volume-tiered. Starting price.","source":"https://stripe.com/pricing"},{"id":"tax-complete","name":"Tax Complete","monthly":90,"summary":"Threshold monitoring, registrations, calculations and filings. Starting price, 1-year contract.","source":"https://stripe.com/pricing"}],"meters":[{"id":"card-domestic","kind":"card-payment","label":"Domestic card payment","unit":"transaction","per":1,"price":0.3,"percent":2.9,"included":0,"plan":null,"source":"https://stripe.com/pricing"},{"id":"card-international","kind":"other","label":"International card surcharge","unit":"transaction","per":1,"price":0,"percent":1.5,"included":0,"plan":null,"note":"Added on top of the domestic rate.","source":"https://stripe.com/pricing"},{"id":"currency-conversion","kind":"other","label":"Currency conversion surcharge","unit":"transaction","per":1,"price":0,"percent":1,"included":0,"plan":null,"note":"Added when currency conversion is required.","source":"https://stripe.com/pricing"},{"id":"manual-card","kind":"other","label":"Manually entered card surcharge","unit":"transaction","per":1,"price":0,"percent":0.5,"included":0,"plan":null,"source":"https://stripe.com/pricing"},{"id":"ach","kind":"other","label":"ACH Direct Debit","unit":"transaction","per":1,"price":0,"percent":0.8,"included":0,"plan":null,"note":"Capped at $5.00 per transaction.","source":"https://stripe.com/pricing"},{"id":"billing-payg","kind":"other","label":"Stripe Billing, pay as you go","unit":"transaction","per":1,"price":0,"percent":0.7,"included":0,"plan":null,"note":"Percent of Billing volume, on and off Stripe. Excludes one-off invoices.","source":"https://stripe.com/pricing"},{"id":"tax-basic-nocode","kind":"other","label":"Stripe Tax Basic, no-code integration","unit":"transaction","per":1,"price":0,"percent":0.5,"included":0,"plan":null,"note":"Only where you are registered to collect taxes.","source":"https://stripe.com/pricing"},{"id":"tax-basic-api","kind":"other","label":"Stripe Tax Basic, API integration","unit":"transaction","per":1,"price":0.5,"included":0,"plan":null,"note":"Only where you are registered to collect taxes.","source":"https://stripe.com/pricing"},{"id":"dispute","kind":"other","label":"Dispute received fee","unit":"dispute","per":1,"price":15,"included":0,"plan":null,"source":"https://stripe.com/pricing"},{"id":"identity-doc","kind":"id-verification","label":"Identity: ID document and selfie verification","unit":"verification","per":1,"price":1.5,"included":0,"plan":null,"note":"First 50 verifications free (one-time, not monthly). Charged when a user completes verification.","source":"https://stripe.com/identity"},{"id":"identity-ssn","kind":"other","label":"Identity: ID number lookup (US SSN only)","unit":"lookup","per":1,"price":0.5,"included":0,"plan":null,"source":"https://stripe.com/identity"}],"notes":[{"title":"No monthly fee","detail":"Standard pricing is pay-as-you-go with no setup or monthly fees."},{"title":"Surcharges stack","detail":"International cards add 1.5%, and currency conversion adds another 1%, on top of 2.9% + 30¢."},{"title":"Identity free start","detail":"Your first 50 Stripe Identity verifications are free. After that each completed verification is $1.50."},{"title":"Disputes","detail":"Each dispute costs $15.00, plus $15.00 more if you counter it manually (refunded if you win)."}],"unverified":["Whether Stripe Identity's first 50 free verifications are a one-time or monthly allowance."]},"categories":[{"id":"payments","name":"Payments","href":"/pricing/categories/payments"},{"id":"kyc-identity","name":"KYC and identity verification","href":"/pricing/categories/kyc-identity"}],"siblings":[{"label":"Paddle pricing","href":"/pricing/paddle","detail":"Plans and rates, checked 2026-10-25."}],"faqs":[{"question":"How much does Stripe cost?","answer":"Standard has no monthly fee: Pay-as-you-go. No setup fees, monthly fees, or hidden fees. The lowest paid plan listed is Tax Complete at $90 a month. Usage rates include domestic card payment at 2.9% + $0.30 per transaction and identity: ID document and selfie verification at $1.50 per verification. All checked on 2026-10-25."},{"question":"What is not on Stripe's pricing page?","answer":"We could not confirm these on 2026-10-25, so the page shows no number for them: Whether Stripe Identity's first 50 free verifications are a one-time or monthly allowance."},{"question":"Where do these prices come from?","answer":"From Stripe's own pricing pages, starting at https://stripe.com/pricing, checked on 2026-10-25. Every row links to the page it came from. Stripe's US pricing page, USD, standard pay-as-you-go rates. Custom and interchange-plus pricing are not covered."}]}