{"head":{"title":"Banking Data API Pricing: Plaid and Teller | OceanLab","description":"Banking data API pricing from Plaid and Teller: plans, billing models and the per-call prices that are published, each checked at the vendor's own page.","canonical":"https://oceanlab.in/pricing/categories/banking-data"},"asOf":"2026-10-25","category":"banking-data","vendors":[{"id":"plaid","name":"Plaid","product":"Plaid API","categories":["banking-data"],"source":"https://plaid.com/pricing/","checkedAt":"2026-10-25","assumptions":"United States & Canada pricing page. Plaid does not publish per-product prices on it.","plans":[{"id":"payg","name":"Pay as You Go","monthly":null,"summary":"Month-to-month, unlimited usage, no upfront commitments; standard pricing (not published on the page).","source":"https://plaid.com/pricing/"},{"id":"growth","name":"Growth","monthly":null,"summary":"12-month commitment with discounted product rates.","source":"https://plaid.com/pricing/"},{"id":"custom","name":"Custom","monthly":null,"summary":"Custom solutions and volume-based pricing.","source":"https://plaid.com/pricing/"}],"meters":[],"notes":[{"title":"Three billing models","detail":"One-time fee per connected account, monthly subscription per connected account, or a flat fee per successful API call, depending on the product."},{"title":"Free testing","detail":"Limited Production allows up to 200 API calls per product with live data, free."},{"title":"Pay as you go","detail":"The card on file is charged for connected items. No upfront commitment."}],"unverified":["No per-product prices (Auth, Transactions, Identity, etc.) are published on plaid.com/pricing."]},{"id":"teller","name":"Teller","product":"Teller bank API","categories":["banking-data"],"source":"https://teller.io/","checkedAt":"2026-10-25","assumptions":"Prices from the pricing section of Teller's homepage. USD, United States.","plans":[{"id":"developer","name":"Developer","monthly":0,"summary":"Free, includes 100 live connections.","source":"https://teller.io/"},{"id":"enterprise","name":"Enterprise","monthly":null,"summary":"Custom and volume-based pricing.","source":"https://teller.io/"}],"meters":[{"id":"verify","kind":"bank-link","label":"Verify (verified ACH account and routing numbers)","unit":"account","per":1,"price":1.5,"included":0,"plan":null,"source":"https://teller.io/"},{"id":"balance","kind":"other","label":"Balance (live account balance)","unit":"API call","per":1,"price":0.1,"included":0,"plan":null,"source":"https://teller.io/"},{"id":"transactions","kind":"other","label":"Transactions","unit":"enrollment-month","per":1,"price":0.3,"included":0,"plan":null,"source":"https://teller.io/"},{"id":"identity","kind":"other","label":"Identity (account owner info)","unit":"API call","per":1,"price":1.75,"included":0,"plan":null,"source":"https://teller.io/"}],"notes":[{"title":"Free developer tier","detail":"Up to 100 live connections free. Stay under that and you pay nothing."},{"title":"Per product","detail":"Verify is per account, Balance and Identity are per API call, Transactions is per enrollment per month."}],"unverified":["Enterprise pricing is not published."]}],"vendorPages":["aws","azure","cloudflare","digitalocean","firebase","fly-io","google-cloud","mongodb-atlas","neon","netlify","planetscale","render","supabase","vercel","algolia","google-maps","mapbox","paddle","plaid","postmark","resend","sendgrid","stripe","twilio"],"leftOut":[],"siblings":[{"label":"CDN pricing compared","href":"/pricing/categories/cdn","detail":"Priced on 1 TB of CDN traffic and 10M requests a month."},{"label":"Cloud hosting pricing compared","href":"/pricing/categories/cloud-hosting","detail":"Priced on one 2 vCPU / 4 GB server running all month, with 200 GB of egress."},{"label":"Database pricing compared","href":"/pricing/categories/databases","detail":"Priced on the smallest paid always-on database with 20 GB of storage."},{"label":"Edge functions pricing compared","href":"/pricing/categories/edge-functions","detail":"Priced on 20M edge function requests a month."},{"label":"Object storage pricing compared","href":"/pricing/categories/object-storage","detail":"Priced on 500 GB stored, 1 TB downloaded and 1M writes a month."},{"label":"Serverless functions pricing compared","href":"/pricing/categories/serverless","detail":"Priced on 10M invocations and 1M GB-seconds a month."},{"label":"Product analytics pricing compared","href":"/pricing/categories/analytics","detail":"Priced on 5M events a month."},{"label":"Auth pricing compared","href":"/pricing/categories/auth","detail":"Priced on 20,000 monthly active users."},{"label":"Email API pricing compared","href":"/pricing/categories/email-api","detail":"Priced on 100,000 emails a month."},{"label":"Error monitoring pricing compared","href":"/pricing/categories/error-monitoring","detail":"Priced on 100,000 errors a month."},{"label":"KYC and identity verification pricing compared","href":"/pricing/categories/kyc-identity","detail":"Priced on 500 identity verifications a month."},{"label":"Maps API pricing compared","href":"/pricing/categories/maps","detail":"Priced on 100,000 web map loads and 50,000 geocodes a month."},{"label":"Observability pricing compared","href":"/pricing/categories/observability","detail":"Priced on 10 hosts and 200 GB of logs a month."},{"label":"Payments pricing compared","href":"/pricing/categories/payments","detail":"Priced on 1,000 card payments of $50 a month."},{"label":"Search API pricing compared","href":"/pricing/categories/search-api","detail":"Priced on 100,000 searches a month."},{"label":"SMS API pricing compared","href":"/pricing/categories/sms","detail":"Priced on 10,000 SMS to US numbers a month."}],"faqs":[{"question":"Which banking data API vendor is cheapest?","answer":"Only Teller publishes enough rates to price 500 verified bank accounts a month: about $750.00 a month on list prices, checked 2026-10-25. The others need a quote."},{"question":"How is the estimate worked out?","answer":"Each vendor is priced on its cheapest plan that lists a rate for every line of the workload: the plan fee plus each usage line, after any free or included amount. A plan's monthly minimum counts as a floor. Volume tiers are applied in order. Taxes, discounts and committed-use deals are left out."},{"question":"Why are some vendors missing a price?","answer":"Plaid does not publish a rate for this workload on the pricing page, so the table says so instead of guessing."},{"question":"How current are these prices?","answer":"Every rate was read off the vendor's own pricing page on 2026-10-25 and links to it. Prices change often: check the vendor's page before you commit, and tell us if a number here is out of date."}]}