{"head":{"title":"How to Build a Regulatory Reporting System | OceanLab","description":"How to build a regulatory reporting system: source data, mappings, validation, sign-off, submission, lineage, compliance and what drives the cost.","canonical":"https://oceanlab.in/build/regulatory-reporting"},"slug":"regulatory-reporting","featured":[{"meta":{"slug":"plimsoll","industry":"regtech","projectType":"Regulatory reporting","country":"au","tags":["fintech","enterprise"],"compliances":["Financial Sector (Collection of Data) Act 2001","APRA reporting standards (ARS)","APS 310","Financial Accountability Regime (FAR)","CPS 230","CPG 235","AML/CTF Act 2006","AML/CTF Amendment Act 2024","Privacy Act 1988 and APPs"],"cover":{"src":"/case-studies/plimsoll/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Plimsoll - Regulatory Reporting Platform for APRA and AUSTRAC Returns","description":"Designed and built a clickable regulatory reporting platform for an Australian customer-owned bank: prepare APRA returns from core banking and general ledger data, clear validation errors, comment on variances, approve adjustments within policy limits and sign off against an evidence pack, with every reported number traceable to its source.","category":"RegTech / Regulatory Reporting","client":"Tallowood Mutual Bank"}}},{"meta":{"slug":"culvert","industry":"data","projectType":"Compliance reporting pipeline","country":"gb","tags":["energy","enterprise"],"compliances":["Ofgem supply licence conditions","Priority Services Register","Guaranteed Standards of Performance","Complaints handling standards","UK GDPR","Data Protection Act 2018"],"cover":{"src":"/case-studies/culvert/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Culvert - Compliance Reporting Pipeline from Source Extract to Signed-Off Ofgem Return","description":"Designed and built a clickable regulatory reporting pipeline for a Great Britain electricity and gas supplier: pinned source extracts, versioned transformation rules, reconciliations between systems, validation of every filled return and maker-checker sign-off, with every figure traceable back to the rows that produced it.","category":"Data & Analytics / Regulatory Reporting","client":"Hallowmere Energy"}}},{"meta":{"slug":"fortnight","industry":"accounting","projectType":"Payroll tax filing","country":"au","tags":["tax","fintech","enterprise"],"compliances":["STP Phase 2","Superannuation Guarantee","Payday Super","SuperStream","State and territory payroll tax acts","Workers' compensation schemes","Fair Work Act 2009","Privacy Act 1988","Privacy (TFN) Rule 2015","Notifiable Data Breaches scheme"],"cover":{"src":"/case-studies/fortnight/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Fortnight - Payroll Tax and Filing Workbench for an Australian Payroll Bureau","description":"Designed and built a clickable filing workbench for a Brisbane payroll bureau that runs payroll for about 380 Australian employers: a pay run board with cut-off timers, a pay run review with automated checks and a four-eyes rule, STP Phase 2 lodgments with plain-English ATO guidance, and state payroll tax returns with group apportionment.","category":"Accounting / Payroll Tax Filing","client":"Banksia Row Payroll Services"}}},{"meta":{"slug":"sadu","industry":"accounting","projectType":"VAT / GST compliance","country":"ae","tags":["tax","fintech","saas"],"compliances":["UAE VAT Law (Federal Decree-Law No. 8 of 2017)","VAT Executive Regulation","FTA tax invoice rules","Form VAT201","Voluntary disclosure (Form 211)","FTA Audit File (FAF)","UAE e-invoicing (Peppol, PINT AE)"],"cover":{"src":"/case-studies/sadu/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Sadu - UAE VAT Compliance Platform from ERP Data to a Filed VAT201","description":"Designed and built a clickable VAT compliance platform for a Dubai tax technology company serving mid-size UAE businesses and their tax agents: one queue for everything that blocks a clean return, Peppol e-invoices traced hop by hop through an Accredited Service Provider, and the VAT201 built box by box with drill-down to the source lines.","category":"Accounting & Tax / VAT Compliance","client":"Barjeel Tax Technologies"}}}]}