{"head":{"title":"How to Build a Reconciliation and Treasury System | OceanLab","description":"How to build reconciliation and treasury software: bank feeds, matching, cash positions, payments with dual approval, forecasting and cost drivers.","canonical":"https://oceanlab.in/build/reconciliation-treasury"},"slug":"reconciliation-treasury","featured":[{"meta":{"slug":"contrepoint","industry":"payments","projectType":"Reconciliation engine","country":"fr","tags":["fintech","enterprise"],"compliances":["EBICS and ISO 20022 (camt.053)","CFONB 120","SEPA SCT and SDD","Plan Comptable Général","FEC (LPF L47 A)","Code de commerce L123-22","GDPR","PCI DSS (out of scope)"],"cover":{"src":"/case-studies/contrepoint/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Contrepoint - Three-Way Reconciliation Engine for Orders, PSP Payouts and Bank Lines","description":"Designed and built a clickable reconciliation engine for a Lyon-based marketplace group paid through Adyen, Stripe, PayPal and SEPA: it matches orders to PSP transactions, payouts and bank statement lines, explains every suggestion, turns what is left into a worked exceptions queue and traces each match to the journal entries it posts.","category":"Payments / Reconciliation Engine","client":"Verdane Marché"}}},{"meta":{"slug":"falaj","industry":"banking","projectType":"Treasury & cash management","country":"ae","tags":["fintech","enterprise"],"compliances":["ISO 20022 (pain.001, pain.002, camt.052, camt.053)","SWIFT MT940 / MT942","UAE Federal Decree-Law No. 47 of 2022 (Corporate Tax)","India FEMA","RBI External Commercial Borrowing rules","UAE Wage Protection System"],"cover":{"src":"/case-studies/falaj/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Falaj - Multi-Bank Treasury and Cash Management Platform with Dual Authorisation","description":"Designed and built a clickable treasury platform for a Dubai-headquartered group with companies in the UAE, Saudi Arabia and India: one daily cash position across 11 banks in AED, a rolling 13-week forecast, and outgoing payments that go through dual authorisation before they are released to the bank.","category":"Banking / Corporate Treasury","client":"Rawdah Industrial Group"}}},{"meta":{"slug":"kwitek","industry":"payments","projectType":"Invoicing & receivables","country":"pl","tags":["fintech","enterprise","tax"],"compliances":["KSeF (FA(3))","Split payment (MPP)","VAT white list","Late Payments Act 2013","Bad debt relief","JPK_V7","GDPR"],"cover":{"src":"/case-studies/kwitek/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Kwitek - KSeF Invoicing, Collections and Cash Matching Platform","description":"Designed and built a clickable invoicing and receivables platform for a Gdańsk wholesale distributor of heating and plumbing supplies: invoices issued through KSeF, a receivables dashboard with ageing, a collections worklist driven by a dunning cadence, and a matching workbench that pairs bank receipts, including split payments, with the invoices they pay.","category":"Payments / Invoicing & Receivables","client":"Bielawa Dystrybucja"}}}]}