{"head":{"title":"How to Build a Core Banking System | OceanLab","description":"How to build a core banking system or back office: accounts, ledger, products, payments, cards, maker-checker, architecture, compliance and cost drivers.","canonical":"https://oceanlab.in/build/core-banking"},"slug":"core-banking","featured":[{"meta":{"slug":"keelstone","industry":"banking","projectType":"Core banking back office","country":"sg","tags":["fintech","enterprise","saas"],"compliances":["MAS TRM Guidelines","MAS Notice FSM-N05","MAS Notice 626","MAS E-Payments User Protection Guidelines","PDPA Singapore","Banking Act s47"],"cover":{"src":"/case-studies/keelstone/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Keelstone - Core Banking Back-Office Console with Maker-Checker","description":"Designed and built a clickable back-office console for a Singapore bank's deposit operations: holds and blocks, limit changes, fee waivers, payment repairs and end-of-day, with every money-moving change going through maker-checker approval.","category":"Banking / Core Banking Operations","client":"Straits Meridian Bank"}}},{"meta":{"slug":"njia","industry":"banking","projectType":"Branch & ATM analytics","country":"ke","tags":["fintech","enterprise","saas"],"compliances":["Banking Act (Cap. 488)","CBK Prudential Guidelines","CBK Guideline on Agent Banking","Kenya Data Protection Act 2019","Kenya Banking Sector Charter","CEN/XFS"],"cover":{"src":"/case-studies/njia/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Njia - Branch & ATM Analytics with Cash Forecasting and CIT Planning","description":"Designed and built a clickable analytics console for a Kenyan bank's branch, ATM and agent network: footfall, queue waits against the service charter, ATM uptime by cause, 14-day cash forecasts and cash-in-transit orders with two-person approval.","category":"Banking / Branch & ATM Network Operations","client":"Kilele Bank"}}},{"meta":{"slug":"pasje","industry":"banking","projectType":"Card issuing & controls","country":"nl","tags":["fintech","enterprise","saas"],"compliances":["PSD2","RTS on SCA","EU Interchange Fee Regulation","Cross-border Payments Regulation","PCI DSS","Visa Claims Resolution","Wwft","GDPR","UAVG","European Accessibility Act"],"cover":{"src":"/case-studies/pasje/01-home.png","width":1440,"height":1000}},"text":{"en":{"title":"Pasje - Card Issuing and Card Controls Ops Console","description":"Designed and built a clickable ops console for an Amsterdam fintech's Visa debit cards: find any card, see why an authorisation was declined, freeze, block or replace a card, and work the dispute queue against scheme deadlines - without staff ever seeing a full card number.","category":"Banking / Card Issuing","client":"Vondel Pay"}}}]}